I. Personnal Leave
A. Must work 32 or more hours a week in a designated time position to be eligible
B. Used for Personal and Medical Absences
C. Start receiving time at END of 1st Whole Calendar
Month of full-time employment status.
D. During months 1-6, Documented Medical Leave for the
EMPLOYEE ONLY is the only allowed use of paid
Personal Leave
E. Personal Leave Accrual Schedule (Accrued on last
day of the month)
a. 5 hours a month for months 1 through 12
b. 10 hours a month years 1 through 3
c. 20 hours a month after 3 years of employment
d. 24 hours a month after 7 years of employment
F. Employees may accrue up to 90 days personal leave (720 Hrs)
G. Employees must work for the agency for one full year and must leave in “good standing”to be paid personal leave balance upon resignation. Listed below are several requirements for the “Good Standing” standard:
1. Gives a full two week notice, and works the full two weeks.
2. Completes and turns in all required paperwork
3. Turns in all CCS property the employee may have.
4. The employee is not discharged or terminated.
II. Holidays
Employees must work 32 hours a week or more in a designated full time position to be eligible for paid holidays. There are nine paid holidays a
year and eligibility begins on full-time hire date.
A. New Year's Day
B. Martin Luther King, Jr. Day
C. Memorial Day
D. Independence Day
E. Labor Day
F. Thanksgiving Day
G. Day after Thanksgiving
H. Christmas Eve
I. Christmas Day
*(All eligible holidays will be paid in pay period in which
the holiday occurs)*
III. Retirement (MetLife Resources)
401(a) Pension Plan (Participation by All Non-Temporary
Employees)
A. Eligibility
1. Must work at least 21 hours per week
2. Contribution calculated from 1st day of
employment
B. CCS contributes 10% of employee's salary to
pension plan
C. This is an Employer Only contribution and is not
taken from employee.
D. Employee chooses how to invest pension funds.
E. Full social security not taken out of employee’s
check.
Example--Employee making $18,000/year, take
home pay is $1,100 more than with another
employer who has to take out full social security
F. Vesting Calculation is based on years of service with
CCS. A year of Service is a Calendar year in
which 1000 or more hours are worked by the
employee. Vesting Schedule based on Yrs of
Service ( % of the account that is owned by the
employee)
1 = 0% 2 = 50% 3 = 60%
4 = 70% 5 = 80% 6 = 100%
G. Enrollment
1. All eligible employees enrolled by CCS at time of funding
2. MetLife Representative will meet with you prior to 3 month
anniversary to establish account preferences
(funds elections/allocations, beneficiaries, etc.)
403(b) Tax Sheltered Annuity (Optional Participation)
A. Eligibility
1. All non-temporary employees eligible to
contribute
2. Employer Match eligibility begins after 90 days
of employment
B. Employee makes contributions through payroll.
1. CCS will match contribution up to 5% of
employee's salary.
2. Vesting in the CCS portion of the TSA
contribution is the same as the pension plan.
3. Tax Savings (Income Taxes Withheld from
payroll are not calculated on contributions).
C. Enrollment
1. MetLife Representative will have forms at
your initial benefits meeting with him
2. You will have same preferences and elections
as the 401(a) plan above
D. Vesting is 100% for all Employee Contributions. Vesting for Employer Match Contributions follows the same schedule as the 401(a) plan above.
IV. Insurance
A. Eligibility
1. Must work 32 hours or more per week in a
designated Full-Time position.
2. Coverage is effective 3 months after date of full-
time hire rounded to the first of the following
month
B. Provided at no cost to the employee
1. Single Medical Coverage (BlueCrossBlueShield of
MS)
a. 70% of eligible charges.
b. No deductible
c. Covers 100% of eligible charges, after $2,000
of eligible out of pocket expenses
2. Term Life Insurance (Assurant Life Ins) – One
times employee’s salary
3. Long-term disability (Assurant Life Ins) -
pays 60% of employee’s salary if the employee
should become long-term disabled as defined by
the plan.
C. Optional coverage offered
1. Family Medical Coverage (BlueCrossBlueShield
of MS)
a. $36.00/2wks for unlimited number of eligible
dependents
b. Coverage same as single except out of pocket
limit is $6,000
· Dependent Children covered through age 19
· Through age 25 if in school full-time
· Married Children are not eligible
dependents
2. Dental Coverage (AIG / American General)
a. 2 check-ups a year 100% of eligible charges
(no deductible)
b. 80 % coverage for other basic procedures
c. 60 % coverage for periodontal and
prosthetic procedures
d. Deductible--$50/person, Family maximum $150
e. Orthodontics (Braces) 60% to $1,500.00
Lifetime(Children Only)
f. Single Coverage--$7.74/2wks
g. Family Coverage--$26.54/2wks
3. Additional Life Insurance (Assurant Life Ins)
a. 2 times employee’s salary
b. Cost--$.09/$1,000 of coverage/2wks
c. Example—Employee salary $20,000
additional coverage is $3.60/2wks for an
extra $40,000 of coverage
d. Must elect this additional Life coverage
when first eligible(Not allowed to increase
later)
The employee is responsible for submitting enrollment forms no later than 30 days after the employee’s initial eligibility date. Failure to do so may result in denial of coverage. Eligible dependents must be added within 30 days of their initial eligibility. Failure to do so may result in denial of coverage for the eligible dependent.
V. Direct Deposit of Payroll Check
a. Required for all Regular Employees
b. CCS employees are eligible for No Cost Checking account at certain local banks
VI. Other Optional Benefits
A. Short Term Disability Coverage (Unum Life Ins
Comp)
B. Cafeteria Plan through AFLAC
1. Pre-Tax Medical and Dental Premiums
2. Pre-Tax Flexible Spending Accounts
